['Privacy Policy for Albion Financial Group Ltd.\n\nAt Albion Financial Group Ltd., we are committed to protecting your privacy and ensuring the security of your personal data. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our online platform or use our services related to corporate banking, wealth management, investment advisory, mortgage brokerage, and risk assessment. We adhere to the General Data Protection Regulation (GDPR) and other applicable privacy laws to protect your data rights.\n\n1. Information We Collect \nWe collect personal information that you provide to us directly when using our services or interacting with our online platform, including but not limited to: \n- Name, address, and contact details \n- Financial information relevant to the services provided \n- Identification documents and verification data for regulatory compliance \n- Transactional data relating to your use of our financial services \n- Communication records with our support and advisory teams \n\nWe also collect technical data about your interaction with our website, including IP address, browser type, and usage patterns, through cookies and similar technologies for service improvement and security.\n\n2. How We Use Your Information \nYour personal data is processed for the following purposes: \n- To provide and manage our financial services and deliver customer support \n- To assess and process applications for banking, investments, mortgages, and risk assessments \n- To comply with regulatory requirements, including anti-money laundering (AML) and fraud prevention \n- To communicate important updates, notices, and service changes relevant to you \n- To improve and personalize our online platform and services \n- To conduct internal analysis and audits ensuring security and compliance \n\n3. Legal Basis for Processing \nWe process your personal data based on one or more of the following legal grounds: \n- Your consent where explicitly provided \n- Performance of a contract or to take steps at your request before entering into a contract \n- Compliance with legal obligations \n- Legitimate interests pursued by Albion Financial Group Ltd., provided your rights do not override these interests \n\n4. Data Sharing and Disclosure \nWe may share your information with: \n- Regulatory authorities and law enforcement as required by law \n- Trusted third-party service providers engaged to support our operations, such as IT services, legal advisors, and financial partners, under strict confidentiality agreements \n- Affiliates within Albion Financial Group Ltd. for internal business purposes and service enhancements \n\nWe do not sell or lease your personal data to third parties for marketing purposes.\n\n5. Data Security \nWe implement appropriate technical and organizational measures to protect your personal data against unauthorized access, alteration, disclosure, or destruction. Our security practices include encryption, access controls, and regular security audits.\n\n6. Data Retention \nWe retain your personal data only for as long as necessary to fulfill the purposes outlined in this policy, comply with legal obligations, and resolve any disputes. When data is no longer required, we securely delete or anonymize it.\n\n7. Your Rights \nUnder data protection laws, you have the right to: \n- Access the personal data we hold about you \n- Request correction of inaccurate or incomplete data \n- Request erasure of your personal data, subject to legal restrictions \n- Object to or restrict the processing of your data \n- Request data portability \n- Withdraw consent at any time where processing is based on consent \n- Lodge a complaint with a data protection authority \n\nTo exercise your rights, please contact us at our registered office address listed below.\n\n8. Cookies and Tracking Technologies \nOur online platform uses cookies to enhance user experience, analyze usage, and provide relevant content. You can control cookie settings through your browser preferences, but disabling certain cookies may impact website functionality.\n\n9. International Data Transfers \nIf your data is transferred outside the United Kingdom, we ensure appropriate safeguards are in place, such as standard contractual clauses, to protect your personal information in accordance with GDPR requirements.\n\n10. Changes to This Privacy Policy \nWe may update this Privacy Policy periodically to reflect changes in our practices or legal requirements. We encourage you to review this policy regularly. Continued use of our services signifies acceptance of any revisions.\n\nContact Information \nAlbion Financial Group Ltd. \n56 Hanover Street \nSuite 4B \nEdinburgh, Scotland \nEH2 2EN \nUnited Kingdom \n\nIf you have any questions or concerns regarding this Privacy Policy or our data protection practices, please contact us at the physical address above.\n\nThank you for trusting Albion Financial Group Ltd. with your financial needs. Your privacy and security are our highest priority.', 0.0015468, 'gpt-4.1-mini']